MOST people are backing moves for tougher action by insurers to expose the cheats who lie about motoring offences when applying for insurance.

Survey findings show support of more than 70 per cent for companies who try to find out about speeding and offences relating to the use of mobile phones while driving, claims the Association of British Insurers.

‘Honest motorists are fed up with drivers who lie and cheat to try to obtain cheaper insurance,” said ABI director of general insurance and health Nick Starling.

‘We rely on people being honest, but those who conceal motoring offences not only push up the cost of insurance for everyone, but also run the risk of having any claim rejected.

‘To protect honest customers, insurers are currently discussing with Government whether they would be able to check for relevant motoring convictions and endorsements.’

Other survey findings reveal the main concern for women drivers is being involved in a staged accident while men motorists worry most about having their car vandalised.